Miscellaneous goods & services

Insurance, personal care, and financial services. Insurance premiums (habitation, auto) have been rising faster than inflation in recent years, making this a growing household cost.

Year-on-year change2025-12

+2.5%

Down from 3.0% in 2025-11
1.8 pp above headline inflation

Prices in this category are 2.5% higher than a year ago. What cost €100 last year now costs €103.

Trend vs Headline Inflation

Miscellaneous goods & services compared to headline CPI. When the solid line is above the dashed line, this category is rising faster than average.

Data source:Eurostat|2021-01 — 2025-12
Miscellaneous goods & services
Headline CPI

How to read this chart

Each point shows how much more (or less) this category costs compared to the same month a year earlier. When the line is at 5%, a basket that cost €100 last year now costs €105. The dashed line shows headline inflation — it helps you see whether this category is rising faster or slower than average.